Contrary to what one might think, it is very varied profiles that resort to debt consolidation loans. At the beginning of the activity in the 1990s, debt consolidation was deemed to be reserved for the overly indebted. Over the years, the business has been structured and customers have diversified.
Many laws have emerged to protect borrowers and limit abuse. The activity of intermediaries in bank transactions has become highly regulated. Thanks to these measures, the professionalism of the profession is now ensured, thus increasing customer confidence.
Since 1996, more than 4.2 million households applied for a debt consolidation loan, research on this data reveals the average customer profile.